I offer mortgage advise for purchase, refinance & cash out. 23 Years in the business. Buying foreclosed homes. How to get the lowest rate? Stated Income - No Doc Loans, 10% Down Jumbo Loans NO MIP, High-Rise Condo Loans, Fannie Mae & Freddie Mac, FHA & VA, Commercial Loans all types of properties. Owner Occupied, Rental Properties & 2nd Homes. Mortgage Loan Modifications. Also how to clean your credit and raise your credit scores.